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AFC Home Warranty Review

Complete overview of plans, coverage, and state availability

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Company Statistics

Founded
2009
States Covered
47
Plans Available
4
Employees
Not disclosed
Customers
Not disclosed
Monthly Price
$44-$82/month
Service Fee
$75-$125
BBB Rating
B rating, Accredited
Trustpilot
4.6/5 (best overall)
Overall Rating
⭐⭐⭐⭐

Company Overview

Ownership: John B. Craddock, privately held
Speciality: Lifetime workmanship guarantee, own-tech choice, US-based service

Special Features

  • Own contractor network
  • Lifetime work guarantee
  • Choose your own contractor option
Add-ons Available: multiple

Strengths

  • Highest customer satisfaction
  • In-house support
  • Fastest claims
  • Flexibility

Weaknesses

  • Depreciation policy
  • Delayed repair coordination
  • Less nationwide recognition

Best For

Owners wanting contractor choice, high satisfaction, solid guarantees

Plans & Coverage

Systems Plan

Systems Covered:
  • Heating System
  • Air Conditioning
  • Electrical System
  • Plumbing System
  • Water Heater
  • Ductwork
  • Sump Pump
Coverage Limit: varies
Service Fee: $75-125
Basic systems coverage

Silver Plan

Appliances Covered:
  • Refrigerator
  • Oven/Range
  • Dishwasher
  • Garbage Disposal
  • Microwave
  • Washer
Systems Covered:
  • Heating System
  • Air Conditioning
  • Electrical System
  • Plumbing System
  • Water Heater
  • Ductwork
  • Sump Pump
Coverage Limit: varies
Service Fee: $75-125
Systems plus basic appliances

Gold Plan

Appliances Covered:
  • Refrigerator
  • Oven/Range
  • Dishwasher
  • Garbage Disposal
  • Microwave
  • Washer
  • Dryer
  • Garage Door Opener
Systems Covered:
  • Heating System
  • Air Conditioning
  • Electrical System
  • Plumbing System
  • Water Heater
  • Ductwork
  • Sump Pump
Coverage Limit: varies
Service Fee: $75-125
Enhanced appliance coverage

Platinum Plan

Appliances Covered:
  • Refrigerator
  • Oven/Range
  • Dishwasher
  • Garbage Disposal
  • Microwave
  • Washer
  • Dryer
  • Garage Door Opener
Systems Covered:
  • Heating System
  • Air Conditioning
  • Electrical System
  • Plumbing System
  • Water Heater
  • Ductwork
  • Sump Pump
Coverage Limit: varies
Service Fee: $75-125
Most comprehensive coverage

States Covered

AFC Home Warranty operates in 49 states (excluding CA, HI, WA)

AK AL AR AZ CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WI WV WY

Official Website

Visit AFC Home Warranty Official Website →

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