Name: Choice Home Warranty Home Warranty Review 2026
Item: Choice Home Warranty
Author: Warranty Index

Company Statistics

Founded

2005

States Covered

Plans Available

Employees

382

Customers

Not disclosed

Monthly Price

$46-$65/month

Service Fee

$85

BBB Rating

B rating

Trustpilot

4.0/5 (mixed), Reddit negative threads

Overall Rating

⭐⭐⭐

Company Overview

Ownership: Privately held (Victor Hakim founder/chair)

Speciality: Easy online signup, 2-plan simplicity, budget pricing

Special Features

Easy pricing structure
$3,000 per item coverage limit
Affordable service fees

Add-ons Available: multiple

Strengths

Strong fit for real estate/sellers
Affordable
Responsive when claim is approved

Weaknesses

High denial rate
Low limits
Slow claims
Spotty contractor reliability

Best For

Home sellers, buyers wanting budget warranty in most states

Plans & Coverage

Basic Plan

Appliances Covered:

Refrigerator
Oven/Range
Dishwasher
Garbage Disposal
Microwave

Systems Covered:

Heating System
Air Conditioning
Electrical System
Plumbing System
Water Heater
Ductwork
Sump Pump
Ceiling Fans

Coverage Limit: $3000_per_item

Service Fee: $60-85

Entry-level plan with $3k per item limit

Total Plan

Appliances Covered:

Refrigerator
Oven/Range
Dishwasher
Garbage Disposal
Microwave
Washer
Dryer
Garage Door Opener

Systems Covered:

Heating System
Air Conditioning
Electrical System
Plumbing System
Water Heater
Ductwork
Sump Pump
Ceiling Fans

Coverage Limit: $3000_per_item

Service Fee: $60-85

Complete coverage with easy pricing

States Covered

Choice Home Warranty operates in 49 states (excluding CA, WA)

AK AL AR AZ CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WI WV WY

Official Website

Visit Choice Home Warranty Official Website →