Name: Cinch Home Services Home Warranty Review 2026
Item: Cinch Home Services
Author: Warranty Index

Company Statistics

Founded

1978

States Covered

Plans Available

Employees

900

Customers

1 million

Monthly Price

$28-$94/month

Service Fee

$100-$150

BBB Rating

Not rated

Trustpilot

3.3-4.1/5

Overall Rating

⭐⭐

Company Overview

Ownership: Privately held (rebranded from CCHS)

Speciality: 180-day workmanship guarantee (best-in-class duration), largest revenue outside AHS

Special Features

180-day guarantee on repairs
Deductible assistance available
Choose your own contractor option

Add-ons Available: multiple

Strengths

High dollar payouts
Longest repair guarantee
Strong distribution
Offers deductible reimbursement

Weaknesses

Poor communication
Service delays
Foreign-based support
Slow approvals
Frequent re-schedules

Best For

Large claims, those valuing extended repair guarantees over speed

Plans & Coverage

Appliances Plan

Appliances Covered:

Refrigerator
Oven/Range
Cooktop
Microwave
Dishwasher
Garbage Disposal
Washer
Dryer

Coverage Limit: varies

Service Fee: $75-125

Appliance-focused coverage

Systems Plan

Systems Covered:

Heating System
Air Conditioning
Electrical System
Plumbing System
Water Heater
Ductwork
Sump Pump
Ceiling Fans
Garage Door Opener
Doorbells

Coverage Limit: varies

Service Fee: $75-125

Systems-focused coverage

Complete Plan

Appliances Covered:

Refrigerator
Oven/Range
Cooktop
Microwave
Dishwasher
Garbage Disposal
Washer
Dryer

Systems Covered:

Heating System
Air Conditioning
Electrical System
Plumbing System
Water Heater
Ductwork
Sump Pump
Ceiling Fans
Garage Door Opener
Doorbells

Coverage Limit: varies

Service Fee: $75-125

Full coverage with 180-day guarantee

States Covered

Cinch Home Services operates in 48 states (excluding AK, CA, HI)

AL AR AZ CO CT DC DE FL GA IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY

Official Website

Visit Cinch Home Services Official Website →