First American Home Warranty Review

Complete overview of plans, coverage, and state availability

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Company Statistics

Founded
1984
States Covered
36
Plans Available
3
Employees
Not disclosed
Customers
Not disclosed
Monthly Price
$42-$87/month
BBB Rating
Not rated
Trustpilot
Not disclosed
Overall Rating
⭐⭐⭐⭐

Company Overview

Ownership: First American Financial Corp (publicly traded)
Speciality: Premium coverage limits, pre-existing coverage (Advantage upgrade), luxury item protection

Special Features

  • Pre-existing conditions coverage
  • Luxury items covered
  • Unlimited coverage (Premium plan)
Add-ons Available: multiple

Strengths

  • High satisfaction on Premium
  • Covers high-end and pre-existing items
  • Unlimited system limits

Weaknesses

  • Fewer states
  • Less visibility
  • Not all plans have same coverage

Best For

Luxury/high-value homes, those with pre-existing issues

Plans & Coverage

Starter Plan

Appliances Covered:
  • Refrigerator
  • Oven/Range
  • Dishwasher
  • Garbage Disposal
  • Microwave
  • Washer
  • Dryer
  • Garage Door Opener
Systems Covered:
  • Heating System
  • Air Conditioning
  • Electrical System
  • Plumbing System
  • Water Heater
Coverage Limit: varies
Service Fee: $75-125
Entry-level comprehensive plan

Essential Plan

Appliances Covered:
  • Refrigerator
  • Oven/Range
  • Dishwasher
  • Garbage Disposal
  • Microwave
  • Washer
  • Dryer
  • Garage Door Opener
  • Trash Compactor
Systems Covered:
  • Heating System
  • Air Conditioning
  • Electrical System
  • Plumbing System
  • Water Heater
  • Ductwork
  • Sump Pump
Coverage Limit: varies
Service Fee: $75-125
Enhanced coverage

Premium Plan

Appliances Covered:
  • Refrigerator
  • Oven/Range
  • Cooktop
  • Dishwasher
  • Garbage Disposal
  • Microwave
  • Washer
  • Dryer
  • Garage Door Opener
  • Trash Compactor
  • Wine Cooler
Systems Covered:
  • Heating System
  • Air Conditioning
  • Electrical System
  • Plumbing System
  • Water Heater
  • Ductwork
  • Sump Pump
  • Ceiling Fans
  • Garage Door Opener
Coverage Limit: unlimited
Service Fee: $75-125
Premium plan with unlimited coverage and pre-existing conditions coverage

States Covered

First American Home Warranty operates in 34 states (excluding AK, CT, DE, HI, IL, LA, ME, MA, MN, NH, NJ, NY, ND, RI, VT, WI)

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