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Liberty Home Guard Review

Complete overview of plans, coverage, and state availability

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Company Statistics

Founded
2017
States Covered
51
Plans Available
3
Employees
500-1,000
Customers
Not disclosed
Monthly Price
$50-$70/month
Service Fee
$75-$125
BBB Rating
Not rated
Trustpilot
Not disclosed
Google Rating
4.7/5 (16k+ reviews)
Overall Rating
⭐⭐⭐

Company Overview

Ownership: Privately held (David Moreno, Victor Hakim - co-founder leadership)
Speciality: Most states, industry best for customization (40+ add-ons), US News #1 rated

Special Features

  • Choose your own contractor
  • High customer satisfaction
  • 40+ add-on options available
Add-ons Available: 40

Strengths

  • Fast claims
  • Best add-on lineup
  • True coast-to-coast coverage
  • Positive reputation in editorial reviews

Weaknesses

  • Newer, little long-term track record
  • Partial claim denials
  • Wait times
  • Depreciation clauses

Best For

All-50-states coverage, add-on customization, service-oriented buyers

Plans & Coverage

Appliance Plan

Appliances Covered:
  • Refrigerator
  • Oven/Range
  • Cooktop
  • Microwave
  • Dishwasher
  • Garbage Disposal
  • Washer
  • Dryer
  • Trash Compactor
  • Garage Door Opener
Coverage Limit: varies
Service Fee: $75-125
Focuses on kitchen and laundry appliances

Systems Plan

Systems Covered:
  • Heating System
  • Air Conditioning
  • Electrical System
  • Plumbing System
  • Water Heater
  • Ductwork
  • Sump Pump
Coverage Limit: varies
Service Fee: $75-125
Covers major home systems

Total Plan

Appliances Covered:
  • Refrigerator
  • Oven/Range
  • Cooktop
  • Microwave
  • Dishwasher
  • Garbage Disposal
  • Washer
  • Dryer
  • Trash Compactor
  • Garage Door Opener
Systems Covered:
  • Heating System
  • Air Conditioning
  • Electrical System
  • Plumbing System
  • Water Heater
  • Ductwork
  • Sump Pump
Coverage Limit: varies
Service Fee: $75-125
Complete coverage for appliances and systems

States Covered

Liberty Home Guard operates in 51 states

AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY

Official Website

Visit Liberty Home Guard Official Website →

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